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There's now going to
be perhaps a tension

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between the risk agenda
and the growth agenda.

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How do you think about balancing

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the risk and the growth
agenda at Mastercard?

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Data by itself can be extremely

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empowering and enabling for marketing
to be so much more effective.

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That's one dimension. The second
dimension is consumer privacy.

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Consumer privacy is paramount.

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When you have a powerful tool like data,